{"id":718,"date":"2023-12-19T10:21:51","date_gmt":"2023-12-19T09:21:51","guid":{"rendered":"https:\/\/zanonabogados.com\/areas-of-specialization\/banking-law-foreclosure-and-mortgage-law\/"},"modified":"2024-01-18T12:00:45","modified_gmt":"2024-01-18T11:00:45","slug":"banking-law-foreclosure-and-mortgage-law","status":"publish","type":"page","link":"https:\/\/zanonabogados.com\/en\/areas-of-specialization\/banking-law-foreclosure-and-mortgage-law\/","title":{"rendered":"Banking Law, Foreclosure and Mortgage Law"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; module_class=&#8221;bg-overlay-blue3&#8243; _builder_version=&#8221;4.23&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#313E47&#8243; background_image=&#8221;https:\/\/zanonabogados.com\/wp-content\/uploads\/2023\/12\/estatua-justicia-simbolo-imagen-concepto-derecho-legal-1-scaled.jpg&#8221; parallax=&#8221;on&#8221; background_enable_pattern_style=&#8221;on&#8221; background_pattern_style=&#8221;squares&#8221; background_pattern_color=&#8221;rgba(49,62,71,0.24)&#8221; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.23&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.23&#8243; _dynamic_attributes=&#8221;link_option_url&#8221; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#EB9B38&#8243; text_letter_spacing=&#8221;3px&#8221; custom_margin=&#8221;||6px|||&#8221; link_option_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjE3In19@&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>SERVICES<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.23&#8243; _dynamic_attributes=&#8221;content&#8221; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;34px&#8221; header_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;||-9px|||&#8221; header_font_size_tablet=&#8221;34px&#8221; header_font_size_phone=&#8221;28px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IjxoMT4iLCJhZnRlciI6IjwvaDE+In19@[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.23&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#F7F7F7&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_4,3_4&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; _builder_version=&#8221;4.23&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.23&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/zanonabogados.com\/wp-content\/uploads\/2023\/11\/iconos-servicios_Mesa-de-trabajo-1-copia.svg&#8221; alt=&#8221;Icono de un banco&#8221; title_text=&#8221;Icono de un banco&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;64%&#8221; width_tablet=&#8221;20%&#8221; width_phone=&#8221;31%&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;left&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.23&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;|||40px|false|false&#8221; custom_padding_tablet=&#8221;|||40px|false|false&#8221; custom_padding_phone=&#8221;|||20px|false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;left&#8221; animation_intensity_slide=&#8221;1%&#8221; hover_enabled=&#8221;0&#8243; border_width_left=&#8221;4px&#8221; border_color_left=&#8221;#EB9B38&#8243; border_width_left_last_edited=&#8221;off|phone&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><strong>Analysis and advice on banking law and on all types of banking contracts that financial institutions enter into with their clients<\/strong> (loans, credits, mortgages, promissory notes, bills of exchange, counter-guarantees for guarantees or sureties, negotiation of commercial paper or discount of such, exports and imports in foreign currency\/euros, current accounts, documentary credits, deposits and time deposits, securities, investment\/pension funds, liability contracts, securities, bonds, structured products, preferred shares, ICO loans, stock exchange contracts, Public Treasury, &#8230;).<\/p>\n<p><strong>Study and advice on bank commissions, interests and expenses applicable to each type of contract that could be formalized with a financial entity<\/strong>, as well as claiming, if necessary, the refund of undue payments for such concepts both extra-judicially &#8211; entity customer ombudsman or Bank of Spain &#8211; as well as judicially. Banking regulations make it possible to discern, within the large number of commissions charged by banks, which ones are inappropriate even though they are included in a current account or a bank discount contract. In fact, more and more judgments are urging banks to refund significant amounts unduly charged over time.<\/p>\n<p><strong>Legal service to challenge or oppose<\/strong> (after free study of the matter and advice as appropriate) <strong>to economic claims made by financial institutions<\/strong> in any type of legal proceedings initiated by them (especially, <strong>executions<\/strong> for amounts owed and mortgage loans), advising on the seizures or imminent to be made. Including, follow-up of files or judicial proceedings and legal advice on feasible solutions adapted to the circumstances.<\/p>\n<p><strong>Extrajudicial\/judicial claims to financial entities<\/strong> in the event of possible erroneous or incorrect actions of these within the scope of their activity and in their relations with their clients.<\/p>\n<p><strong>Negotiations\/transactions with financial entities<\/strong> in any problem with them arising in the scope of the commercial relations with them maintained by their clients.<\/p>\n<p>The experience of the firm in the field of <strong>banking law<\/strong> is more than well known, given the extensive background of the owner of the same in legal advice, since 1985 and for over forty years, to specific financial institutions in our field of action, which gives us a more than privileged situation of knowledge about the performance of these, allowing a more effective defense of the interests of clients against them.<\/p>\n<p>The team of l<strong>awyers specializing in banking law at Zan\u00f3n Abogados<\/strong> is at your disposal to advise you.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>SERVICESAnalysis and advice on banking law and on all types of banking contracts that financial institutions enter into with their clients (loans, credits, mortgages, promissory notes, bills of exchange, counter-guarantees for guarantees or sureties, negotiation of commercial paper or discount of such, exports and imports in foreign currency\/euros, current accounts, documentary credits, deposits and time [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":646,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-718","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/zanonabogados.com\/en\/wp-json\/wp\/v2\/pages\/718","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zanonabogados.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/zanonabogados.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/zanonabogados.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/zanonabogados.com\/en\/wp-json\/wp\/v2\/comments?post=718"}],"version-history":[{"count":0,"href":"https:\/\/zanonabogados.com\/en\/wp-json\/wp\/v2\/pages\/718\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/zanonabogados.com\/en\/wp-json\/wp\/v2\/pages\/646"}],"wp:attachment":[{"href":"https:\/\/zanonabogados.com\/en\/wp-json\/wp\/v2\/media?parent=718"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}