{"id":718,"date":"2023-12-19T10:21:51","date_gmt":"2023-12-19T09:21:51","guid":{"rendered":"https:\/\/zanonabogados.com\/areas-of-specialization\/banking-law-foreclosure-and-mortgage-law\/"},"modified":"2024-01-18T12:00:45","modified_gmt":"2024-01-18T11:00:45","slug":"banking-law-foreclosure-and-mortgage-law","status":"publish","type":"page","link":"https:\/\/zanonabogados.com\/en\/areas-of-specialization\/banking-law-foreclosure-and-mortgage-law\/","title":{"rendered":"Banking Law, Foreclosure and Mortgage Law"},"content":{"rendered":"<p><div class=\"et_d4_element et_pb_section et_pb_section_0 bg-overlay-blue3 et_pb_section_parallax et_pb_with_background  et_pb_css_mix_blend_mode et_section_regular et_block_section\" >\n\t\t\t\t\n\t\t\t\t<span class=\"et_parallax_bg_wrap et-pb-parallax-wrapper\"><span\n\t\t\t\t\t\tclass=\"et_parallax_bg et_parallax_bg--et_pb_section_0\"\n\t\t\t\t\t\tstyle=\"background-image: url(https:\/\/zanonabogados.com\/wp-content\/uploads\/2023\/12\/estatua-justicia-simbolo-imagen-concepto-derecho-legal-1-scaled.jpg);\"\n\t\t\t\t\t><\/span><\/span>\n\t\t\t\t\n\t\t\t\t<span class=\"et_pb_background_pattern\"><\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t<div class=\"et_d4_element et_pb_row et_pb_row_0  et_pb_css_mix_blend_mode et_block_row\">\n\t\t\t\t<div class=\"et_d4_element et_pb_column_4_4 et_pb_column et_pb_column_0  et_pb_css_mix_blend_mode et-last-child et_block_column\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t<div class=\"et_pb_module et_d4_element et_pb_text et_pb_text_0 et_clickable  et_pb_text_align_left et_pb_bg_layout_light\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t<div class=\"et_pb_text_inner\"><p>SERVICES<\/p><\/div>\n\t\t\t<\/div><div class=\"et_pb_module et_d4_element et_pb_text et_pb_text_1  et_pb_text_align_left et_pb_bg_layout_light\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t<div class=\"et_pb_text_inner\"><h1><\/h1><\/div>\n\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div><div class=\"et_d4_element et_pb_section et_pb_section_1 et_pb_with_background  et_pb_css_mix_blend_mode et_section_regular et_block_section\" >\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t<div class=\"et_d4_element et_pb_row et_pb_row_1 et_pb_gutters2  et_pb_css_mix_blend_mode et_block_row\">\n\t\t\t\t<div class=\"et_d4_element et_pb_column_1_4 et_pb_column et_pb_column_1  et_pb_css_mix_blend_mode et_block_column\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t<div class=\"et_pb_module et_d4_element et_pb_image et_pb_image_0\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t<span class=\"et_pb_image_wrap \"><img decoding=\"async\" src=\"https:\/\/zanonabogados.com\/wp-content\/uploads\/2023\/11\/iconos-servicios_Mesa-de-trabajo-1-copia.svg\" alt=\"Icono de un banco\" title=\"Icono de un banco\" class=\"wp-image-104\" \/><\/span>\n\t\t\t<\/div>\n\t\t\t<\/div><div class=\"et_d4_element et_pb_column_3_4 et_pb_column et_pb_column_2  et_pb_css_mix_blend_mode et-last-child et_block_column\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t<div class=\"et_pb_with_border et_pb_module et_d4_element et_pb_text et_pb_text_2 et_animated  et_pb_text_align_left et_pb_bg_layout_light\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t<div class=\"et_pb_text_inner\"><p><strong>Analysis and advice on banking law and on all types of banking contracts that financial institutions enter into with their clients<\/strong> (loans, credits, mortgages, promissory notes, bills of exchange, counter-guarantees for guarantees or sureties, negotiation of commercial paper or discount of such, exports and imports in foreign currency\/euros, current accounts, documentary credits, deposits and time deposits, securities, investment\/pension funds, liability contracts, securities, bonds, structured products, preferred shares, ICO loans, stock exchange contracts, Public Treasury, ...).<\/p>\n<p><strong>Study and advice on bank commissions, interests and expenses applicable to each type of contract that could be formalized with a financial entity<\/strong>, as well as claiming, if necessary, the refund of undue payments for such concepts both extra-judicially - entity customer ombudsman or Bank of Spain - as well as judicially. Banking regulations make it possible to discern, within the large number of commissions charged by banks, which ones are inappropriate even though they are included in a current account or a bank discount contract. In fact, more and more judgments are urging banks to refund significant amounts unduly charged over time.<\/p>\n<p><strong>Legal service to challenge or oppose<\/strong> (after free study of the matter and advice as appropriate) <strong>to economic claims made by financial institutions<\/strong> in any type of legal proceedings initiated by them (especially, <strong>executions<\/strong> for amounts owed and mortgage loans), advising on the seizures or imminent to be made. Including, follow-up of files or judicial proceedings and legal advice on feasible solutions adapted to the circumstances.<\/p>\n<p><strong>Extrajudicial\/judicial claims to financial entities<\/strong> in the event of possible erroneous or incorrect actions of these within the scope of their activity and in their relations with their clients.<\/p>\n<p><strong>Negotiations\/transactions with financial entities<\/strong> in any problem with them arising in the scope of the commercial relations with them maintained by their clients.<\/p>\n<p>The experience of the firm in the field of <strong>banking law<\/strong> is more than well known, given the extensive background of the owner of the same in legal advice, since 1985 and for over forty years, to specific financial institutions in our field of action, which gives us a more than privileged situation of knowledge about the performance of these, allowing a more effective defense of the interests of clients against them.<\/p>\n<p>The team of l<strong>awyers specializing in banking law at Zan\u00f3n Abogados<\/strong> is at your disposal to advise you.<\/p><\/div>\n\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":646,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-718","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/zanonabogados.com\/en\/wp-json\/wp\/v2\/pages\/718","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zanonabogados.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/zanonabogados.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/zanonabogados.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/zanonabogados.com\/en\/wp-json\/wp\/v2\/comments?post=718"}],"version-history":[{"count":0,"href":"https:\/\/zanonabogados.com\/en\/wp-json\/wp\/v2\/pages\/718\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/zanonabogados.com\/en\/wp-json\/wp\/v2\/pages\/646"}],"wp:attachment":[{"href":"https:\/\/zanonabogados.com\/en\/wp-json\/wp\/v2\/media?parent=718"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}